We have been in the receivables factoring business since 1979, are independently held, and have a proven track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's roller coaster rides and in doing so, can help you through any troublesome circumstances you might come under. We won't go out of business when the times get troublesome, like a few receivables factoring companies regretfully have before.

All factoring companies have yardsticks for size, industry, and risk. It's pretty tough for you to determine which receivables factoring business is the right fit for you. By reaching out to us, we'll cut to the core of your situation very quickly and help you locate the best match for your business - whether it's with us or another receivables factoring company.

We have a huge network of receivables factoring industry counterparts, these mutual relationships were built over 20+ years in the business. So, when you take the time to explain your needs to us, we have no doubt that you will find exactly what you need..

Nearly all receivables factoring firms let you select and choose your customers that you want to factor. Although a handful of them normally require a minimum dollar amount in order to do business with you. With us you have the freedom to pick and choose what to factor on an invoice by invoice basis with no minimum.

Our receivables factoring agreement is a lot like carrying a credit card in your pocket. You carry it to use when you want it but don’t sign an agreement that will force you into receivables factoring when you don't want it.

Nearly all receivables factoring firms try not be upfront about their fees. It doesn't make any sense why they do this. We do not behave this way.  We are absolutely transparent about our fees. When you apply, you are given a crystal-clear, no obligation rate proposal with the fee for your company. See which other factoring company, If any, will be that will be absolutely transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Accounts Receivable Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For instance, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our typical advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few receivables factoring businesses are funded by Wall Sreet investors. We are a privately held company and don't take commands from investors and boards. Same as you, we are like-minded business people and we have experienced many of the road bumps that a business deals with. We take the time to hear your story, determine concerns. Based on that information we will put together a tailor-made solution for you. Nearly all receivables factoring businesses especially the Silicon Valley ones almost completely bet on an algorithm to determine your company's funding program. Do you want to rely on an algorithm as a cash flow partner to fund your business?

Nearly all receivables factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are set up with a dedicated account administrator to be your point of contact – who understands your business inside out, and can support you in ways the others just can't or don't want to be bothered.

Don't dismiss the fact that the receivables factoring business will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is exceptional. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we follow each invoice and follow them as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is received.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from dicey transactions. You have immediate access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection issues in order to work on them without delay.

You get immediate direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – your choice. Stay ahead of negative payment trends. This is crucial to run your business profitably.

We make sure to incorporate state-of-the-art technology to efficiently run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means lower rates for you. Nearly all other companies are not even in the same neighborhood.